PM Financial Solutions

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PM Financial Solutions PM Financial Solutions (Pty) Ltd is an accounting and tax facility located in the Upper Highway area.

MYTH: Hiring an accountant is a luxury only big businesses can afford.FACT: Not having an accountant is what you actuall...
06/10/2026

MYTH: Hiring an accountant is a luxury only big businesses can afford.

FACT: Not having an accountant is what you actually can't afford.

Every month without proper bookkeeping is a month of missed deductions, incorrect VAT submissions, and financial decisions made without accurate data. The penalties, the stress, and the missed opportunities cost far more than professional accounting support ever will.

Here's what PM Financial Solutions does for small and medium businesses every single month:

✔ Captures every transaction so nothing gets missed
✔ Reconciles your accounts so your numbers are always accurate
✔ Submits your VAT returns on time, every time
✔ Processes payroll correctly so your team gets paid and SARS is happy
✔ Keeps your statutory obligations current so you stay compliant

You don't need to be a big business to afford professional accounting. You just need the right partner. Contact PM Financial Solutions today.

📧 [email protected]
📞 +27 (0)31 396 2979 | +27 82 555 0581
🌐 pmfinsolutions.co.za

Q4 has arrived — and for most South African businesses, it's the most critical financial period of the year.Before the y...
01/10/2026

Q4 has arrived — and for most South African businesses, it's the most critical financial period of the year.

Before the year-end rush hits, here's what you should have in place right now:

✔ Books fully reconciled and up to date
✔ All outstanding invoices followed up and recorded
✔ VAT submissions current with no penalties outstanding
✔ Provisional tax second payment on your radar — due February
✔ Payroll reviewed and corrected for the new quarter
✔ CIPC annual returns filed and compliant
✔ A clear picture of your year-to-date profit or loss

If even one of those boxes isn't ticked, you're heading into Q4 exposed.

PM Financial Solutions gets your finances Q4-ready — quickly, accurately, and without the stress. Contact us today and let's make sure your business finishes the year strong.

📧 [email protected]
📞 +27 (0)31 396 2979 | +27 82 555 0581
🌐 pmfinsolutions.co.za

Did you know that missing your CIPC annual return can get your company deregistered — even if it's actively trading?Ever...
29/09/2026

Did you know that missing your CIPC annual return can get your company deregistered — even if it's actively trading?

Every registered company and close corporation in South Africa must file an annual return with the CIPC every year. Thousands miss this deadline without even realising it.

Here's what happens when you don't file on time:

✔ Your company is flagged as non-compliant
✔ You face penalty fees and outstanding return costs
✔ Your company can be deregistered while still trading
✔ A deregistered company can't sign contracts, open bank accounts, or bid for tenders
✔ Reinstating a deregistered company is a long, costly process

The annual return is not optional — it is a legal obligation.

PM Financial Solutions handles your annual returns and statutory compliance from start to finish. Don't leave it too late.

📧 [email protected]
🌐 pmfinsolutions.co.za
📞 +27 (0)31 396 2979 | +27 82 555 0581

Happy Heritage Day! 🇿🇦Today we celebrate the rich, diverse cultures, histories, and identities that make South Africa un...
24/09/2026

Happy Heritage Day! 🇿🇦

Today we celebrate the rich, diverse cultures, histories, and identities that make South Africa unlike anywhere else in the world.

At PM Financial Solutions, we are proud to serve South African businesses and individuals across communities and industries. Every client brings their own story, ambitions, and version of the South African dream.

Building a business in this country takes resilience, creativity, and determination — and we see that in our clients every single day.

To every entrepreneur and business owner out there — your heritage is part of your strength.

Happy Heritage Day from the PM Financial Solutions team. 🇿🇦

📧 [email protected]
🌐 pmfinsolutions.co.za
📞 +27 (0)31 396 2979 | +27 82 555 0581

Q3 is almost done — is your business financially ready for Q4?Here's your quick financial health checklist:✔ Are your bo...
22/09/2026

Q3 is almost done — is your business financially ready for Q4?

Here's your quick financial health checklist:

✔ Are your books reconciled and up to date?
✔ Have all outstanding invoices been followed up?
✔ Is your provisional tax estimate on track?
✔ Are your SARS accounts clear of penalties or outstanding returns?
✔ Has your payroll been reviewed for corrections?
✔ Are your CIPC annual returns filed and current?
✔ Do you have a clear picture of your year-to-date profit or loss?

If you answered NO to any of the above — act now before the December rush hits.

PM Financial Solutions keeps your finances on track all year round. Contact us today.

📧 [email protected]
🌐 pmfinsolutions.co.za
📞 +27 (0)31 396 2979 | +27 82 555 0581

Bad bookkeeping isn't free — here's what it's actually costing your business.✔ SARS penalties for late or incorrect VAT ...
15/09/2026

Bad bookkeeping isn't free — here's what it's actually costing your business.

✔ SARS penalties for late or incorrect VAT submissions
✔ Missed tax deductions you were entitled to claim
✔ Cash flow surprises with no clear financial picture
✔ Year-end scrambling to piece together 12 months of records
✔ Business decisions based on gut feel, not real numbers
✔ Difficulty getting funding because your records are incomplete

Businesses that grow consistently are the ones with clean, current financials every single month.

At PM Financial Solutions, we handle your monthly bookkeeping so your numbers are always accurate and ready when you need them.

📧 [email protected]
🌐 pmfinsolutions.co.za
📞 +27 (0)31 396 2979 | +27 82 555 0581

MYTH: My accountant is only useful at tax time.FACT: By the time tax season arrives, it's already too late to fix a year...
08/09/2026

MYTH: My accountant is only useful at tax time.

FACT: By the time tax season arrives, it's already too late to fix a year's worth of poor records, missed deductions, and unrecorded transactions.

A great accounting partner works with you all year — not just in February.

Here's what year-round support looks like:

✔ Monthly bookkeeping kept clean and current
✔ Payroll processed on time with correct SARS submissions
✔ VAT reconciliations done before every deadline
✔ Provisional tax calculated and submitted to avoid penalties
✔ Statutory compliance maintained so you're never caught off guard

PM Financial Solutions is your year-round financial partner — not just your tax season fix.

📧 [email protected]
🌐 pmfinsolutions.co.za
📞 +27 (0)31 396 2979 | +27 82 555 0581

Did you know your Two-Pot withdrawal could cost you more than you think?While the Two-Pot Retirement System gives South ...
03/09/2026

Did you know your Two-Pot withdrawal could cost you more than you think?

While the Two-Pot Retirement System gives South Africans access to their savings, many don't realise the tax consequences before they apply.

Here's what you need to know:

✔ Withdrawals are taxed as income in the year you withdraw
✔ This gets added to your total taxable income for that year
✔ It could push you into a higher tax bracket
✔ SARS withholds tax before you receive the funds
✔ Self-employed? It must be declared on your provisional tax return

Speak to a tax professional before you apply.

PM Financial Solutions helps you understand and manage your SARS obligations.

📧 [email protected]
🌐 pmfinsolutions.co.za
📞 +27 (0)31 396 2979 | +27 82 555 0581

Did you know that simply stopping business operations does not deregister your company? Until a company is formally dere...
25/08/2026

Did you know that simply stopping business operations does not deregister your company? Until a company is formally deregistered with the CIPC, it remains a legal entity with ongoing obligations — including annual return submissions and potential liability for outstanding taxes.

Many business owners don’t realise this until they receive a CIPC compliance notice or a SARS demand for outstanding returns.

If your company is no longer trading, here is what needs to happen:

✔ All outstanding annual returns must be filed with the CIPC
✔ SARS tax affairs must be finalised before deregistration
✔ A formal deregistration application must be submitted

PM Financial Solutions guides you through the full deregistration process — correctly and without unnecessary delays.

Don’t leave a dormant company open to risk.

[[email protected]](mailto:[email protected]) | pmfinsolutions.co.za | +27 (0)31 396 2979 | +27 82 555 0581

Running a registered business in South Africa comes with ongoing statutory obligations — and falling behind can have ser...
18/08/2026

Running a registered business in South Africa comes with ongoing statutory obligations — and falling behind can have serious consequences, from fines to deregistration by the CIPC.

Here is a checklist of the statutory requirements PM Financial Solutions can assist you with:

✔ Company registrations with the CIPC
✔ Director and member amendments
✔ Annual return submissions
✔ Amendment of company or entity details
✔ CC to Company conversions
✔ MOI amendments
✔ Maintenance of company records
✔ BBBEE affidavits

Staying compliant isn’t just a legal requirement — it protects your business, your reputation, and your ability to operate.

Contact us today and let us keep your compliance on track.

[[email protected]](mailto:[email protected]) | pmfinsolutions.co.za | +27 (0)31 396 2979 | +27 82 555 0581

Address

Unit 5, 74 Old Main Road
Kloof
3610

Opening Hours

Monday 08:00 - 16:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 15:30

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